...we went to see an Independent Mortgage Advisor, who told us that all we need to do is to come up with just over £20,000 as a 10% deposit and we could buy a house like the one we currently live in. What's more, it would only cost us an extra £200-ish a month too.
Er, so anyone with a spare 20K, feel free to leave it in the comments box!
We do want to buy, but it does raise a lot of questions. There are other issues too, to do with J's job, which may be moved within the next few years. But it may not...
We're going to see if we can save anything at all over the next 6 months by being a bit less spendy, and extrapolate from that experiment at Xmas.
Lot of unknowns but at least we can do that and see where we stand.
3 comments:
you can get mortgages with lower deposits often, although it does depend on circumstances. Good luck with it though, sounds an ambitious target.
Well if you do a couple of extra jobs a month and don't touch the money you will be surprised at how you can get there. We have done it a couple of times to get the deposit together.
Happy Birthday Freya! Lots of love from The Screamteam xxxxxxx
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